Mark Hendrickson reminded participants that there’s no single “housing bill” for funding—the process is embedded in the overall state budget negotiations. “SHIP and SAIL depend on revenue estimates,” he emphasized, “and the goal is always full appropriation.” Over the next few weeks, we will have a better sense of where the House and Senate stand on these housing funds.  

SHIP & SAIL: Rural Boosts, Urban Risks 

There was significant focus on the SB 110 and HB 1427, which propose raising the minimum SHIP allocation for counties from $350,000 to $1 million—great news for rural Florida. However, larger counties may see cuts due to the reallocation formula. To address this, the Senate added $18.8M in General Revenue to its proposed budget to ensure urban counties aren’t shortchanged. 

In contrast, the House’s HB 5501 calls for repealing the $150M/year “Innovative SAIL” funding created under the Live Local Act—a move the Coalition strongly opposes. 

Housing Bills in Focus: What’s Moving in the Legislature 

Kody Glazer led a fast-paced overview of critical housing-related legislation that is moving through the legislative process: 

 Accessory Dwelling Units (ADUs) – SB 184/HB 247 

• Would require local governments to allow ADUs in all single-family zones. 

• Bans parking mandates and owner-occupancy requirements. 

• Protects homeowners’ homestead exemption even if they rent out an ADU. 

• 
  

 SHIP Reform – SB 1714/HB 701 

• Allows more flexibility for mobile and manufactured homes. 

• Clarifies that lot rental assistance is a homeownership strategy. 

• 
  

 My Safe Florida Home Programs – Multiple Bills 

• SB 1466/HB 851 propose a dedicated trust fund for the My Safe Florida Home Program. 

• SB 1740 requires that a grant provided under the My Safe Florida Home Program must result in insurance savings as a result of improvements or it cannot be provided. 

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 Live Local Act Land Use Mandates – HB 943/SB 1730 

• Seeks to strengthen and clarify local compliance requirements. 

• Adds zoning entitlements, expedited permitting, and strict limits on local government resistance. 

• Introduces civil actions for noncompliance, along with preemption language and new transparency rules. 

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 Property Tax Incentives – HB 923/SB 1594 

• Extends exemptions to government-owned property. 

• Broadens eligibility for middle-market multifamily projects. 

• Limits local government opt-outs. 

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Advocacy in Action: What Sadowski Affiliates Can Do 

The Coalition’s message was clear and urgent: “You don’t need to be a housing expert to have an impact—we need housing storytellers.” 

Advocates were encouraged to: 

• Meet with legislators and share personal or local stories. 

• Avoid getting bogged down in numbers—just reinforce the value of SHIP and SAIL. 

• Report back to the Coalition on meetings, so statewide advocacy remains coordinated. 

Kody urged attendees to stay connected as the 2025 Session continues. “We’ll be back every Friday at 11:30 a.m. through the end of session,” he said, teasing the next webinar on April 4. 

The Bottom Line 

With more than a dozen housing-related bills in motion and a state budget still taking shape, Sadowski Affiliates remain a critical voice in ensuring housing trust funds are used as intended—to support SHIP and SAIL, not diverted elsewhere. 

“This is a defining session,” said Glazer. “Florida has one of the best housing programs in the country, but we must defend it.” 

Stay engaged. Stay loud. And remember—housing fuels the economy. 

For follow-ups, advocacy support, or materials, contact: 
Kody Glazer | Chief Legal and Policy Officer 
Glazer@FLHousing.org