Tags: affordability, application, apply, buyers, capacity building, certification, certified community land trust, CLT, collaboration, community land trust, Community Land Trust Institute, fee simple, Financial Counseling, Florida Housing Coalition, Freddie Mac, ground lease, homebuyer education, homebuyers, homeowners, homeownership, housing costs, inclusionary zoning, lenders, limited income, linkage fee, local governments, long-term, models, ordinances, purchasers, renting, restrictions, shared-equity, stewardship, The Community Land Trust (CLT) Homebuyer Education Module - Teacher's Guide, training