An increasing number of homeowners need help avoiding foreclosure as they face pandemic-related hardships. In addition, the housing market is hot across Florida and low to moderate income buyers need help navigating it. In response, SHIP administrators should consider housing counseling agency partnerships. The training will address how HUD-approved counseling agencies may provide your SHIP-eligible applicants with foreclosure prevention classes and one-on-one counseling. Participants will also learn how counseling agencies can prepare SHIP eligible homebuyers who apply for SHIP purchase assistance. The presenters will discuss the process of selecting and contracting with a counseling agency.